You receive a phone call awaking you to find that there has been a fire at the commissary where you keep your food cart.All merchandise is destroyed. Replacing your merchandise will cost $25,000. You should strongly consider purchasing not online liability insurance, but also coverage for your equipment, often called “inland marine” insurance.
Remember that you cannot use the online purchase option to buy equipment coverage. Call for a quote for liability and equipment coverage.
When calling for your quote, remember to ask for both coverage for your cart or kiosk as well as miscellaneous equipment.