Carts · Trailers · Tents · Mobile BBQ
Mobile food vendor insurance
For vendors who tow it, push it, or put it up on the morning and take it down at night.
Who this covers
- Food carts, including hot dog carts and coffee carts
- Food trailers and concession trailers
- Pop-up tents and canopies
- Mobile BBQs and smokers
- Tables and booths with no structure at all
The coverage that matters most
General liability responds to third-party claims: someone hurt near your setup, damage to someone else’s property, and claims that the food you served made a customer ill. That last one is products and completed operations, and it is the part a cheaper premises-only quote leaves out. For a business whose entire product is food, that is not a detail to skim past. See coverage types for the breakdown.
Your equipment is separate
Liability does not pay to repair your own cart, generator, smoker or stock. That is normally written as inland marine or business personal property, on its own policy and usually on a twelve-month basis. If you tow, confirm the cover follows the equipment off the premises — a policy tied to one address is little use to a business built on moving.
Terms
One-day, short-term, monthly and annual are all available. Which one costs least depends almost entirely on how many dates you work — see one-day and short-term cover.
Certificates
Market managers, landlords and pod operators will ask for one, and often ask to be named as additional insured too. Certificates are available after purchase.