Terms of service

These Terms govern your use of foodvendorinsurance.com (the “Site”), operated by RunQuotes. By using the Site you agree to them. If you do not agree, please do not use the Site.

1. What this Site is

The Site is an informational and lead-generation service. It connects food vendors and food pod and food court operators with licensed insurance professionals. Submitting a form is a request to be contacted about a quote. It is not an application for insurance and it is not an offer of coverage.

2. No coverage is bound

No insurance coverage is bound, offered, or issued through this Site. All policies must be underwritten and approved by a carrier. Do not cancel any existing insurance in reliance on anything you read here or on any communication from us, until you have written confirmation that replacement coverage is in force. See our disclaimer.

3. No professional advice

Content on the Site is general information, not legal, tax, financial or insurance advice. Coverage terms, availability, limits and exclusions vary by carrier, state and individual risk. Your policy documents govern.

4. Accuracy of what you submit

You agree that the information you submit is accurate and complete, and that you are authorized to submit it on behalf of the business named. Inaccurate information can affect whether a quote is valid, whether a policy is issued, and whether a claim is paid.

5. Contact consent

By checking the consent box on a form, you agree that we and our partners may contact you at the number and address you provided, including by automated means and text message. Consent is not a condition of purchase. See our privacy policy.

6. Third-party sites and offers

The Site links to third-party quoting tools and partner offers, some of which pay us a commission or referral fee if you buy. Those services are governed by their own terms and privacy policies. We do not control them and are not responsible for their products, pricing, or conduct.

7. Acceptable use

You agree not to submit false or fraudulent information, scrape or harvest data, attempt to interfere with the Site’s operation or security, or use the Site for any unlawful purpose.

8. Intellectual property

The Site’s text, design, graphics and code are owned by us or our licensors and may not be copied or republished without permission.

9. Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the Site will be uninterrupted, error-free, or that any information on it is current or complete.

10. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, special or punitive damages, or for any loss of profits, revenue, data or business, arising out of your use of the Site. Our total liability for any claim relating to the Site is limited to $100.

11. Governing law

These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-laws rules. Any dispute will be brought in the state or federal courts located in Clark County, Nevada, and you consent to their jurisdiction.

12. Changes

We may update these Terms. Continued use of the Site after a change means you accept the revised Terms. The “last updated” date above reflects the most recent change.

13. Contact

Questions about these Terms go through our contact form.